Prepaid Virtual VISA and Mastercard is a global payment method that avoids the need for any plastic card distribution by sending the recipient an email with a link to a virtual image of a card complete with a 16 digit number, expiry date, and a 3 digit code. The Prepaid Virtual VISA can be used anywhere in the world.

1) log in to XTRM and click on the 'Transfer' link in the left menu




2) Select Prepaid Virtual Visa from the drop list.

You can send it to yourself or a colleague, friend, or family member—anyone with an email address. Enter the transfer amount. Cards can be transferred to you in 8 currencies. If you do not see your currency listed, you can choose any other currency, and it will typically still work for online purchases. Standard bank exchange rates will apply.

3) Look out for an email with further instructions

Your Prepaid Visa Reward Promo code will arrive by email. You will have 4 months to redeem your Promocode for a Visa Virtual Account. Once accessed, you'll have 7 months to use your account wherever Visa Debit is accepted online or over the phone. Or, choose a Physical Visa Prepaid Card to be mailed to you (USD 3.00 shipping and handling fee will apply). Please note that some merchants may choose not to accept out-of-country currency at their discretion. If this occurs, pay for your purchase by another payment method and use your Visa Virtual Account at a different merchant. Also, note that a 2% Non-U.S. A currency Transaction fee will be applied if the merchant settles in a currency other than USD. The card is issued by The Bancorp Bank, Member FDIC, under a license from Visa U.S.A. Inc.


$USD Prepaid Visa or Mastercard$AUD Prepaid MasterCard$CAD Prepaid Visa
INR Prepaid Visa
¥ CNY Prepaid UnionPay
€EUR Prepaid MasterCard£GBP Prepaid MasterCard
500- 10,000
¥ 10 - ¥ 5000


Redemption Flow

Step 1: Delivery 

You will receive a Redemption Link and Digital Token in an email to access their reward. The Redemption Link provides direct access to the reward. At the same time, the Digital Token can be used for backup in rare situations such as loss of access to the original redemption link or when users are logged out due to inactivity before they complete the redemption process. 

Step 2: Card Selection 

Recipients can choose to receive a Virtual product that will be available instantly or a Physical product delivered by mail. Typically, there is a fee to receive a physical product and be clearly identified to inform the recipient before choosing and completing the process. 

Step 3: Card Profile 

Some basic information, including your name, address, and email, will be needed to complete the redemption process. Recipients will be presented with this screen upon clicking the redemption option - virtual or physical. 

Step 4: Order Summary 

Upon completion, recipients who selected a Virtual product will be presented the card for immediate use. The card will not be available for physical product recipients until it arrives by mail. 

Step 5: Optional card storage

If the user wants to secure the card for later use, they can deposit it in a digital wallet provided by prepaid solutions.  

* Accepted countries for prepaid Visa cards and Mastercard’s

AUD -Australia

GBP -United Kingdom

CNY -China and Hong Kong

INR   -India

JPY  -Japan 

* Accepted countries for USD prepaid Visa cards and Mastercard’s 

Algeria Angola Argentina Australia Austria Belgium Bolivia Cameroon Canada Chile Costa Rica 

Republic of Cyprus Czech Republic Denmark Ecuador Egypt El Salvador Estonia Finland France Georgia Germany Ghana Greece Guatemala Honduras Hungary Iceland Ireland Italy Jamaica Japan Jordan Kenya Kuwait Lithuania Luxembourg Malawi Malaysia Malta Mexico Morocco Mozambique Nepal Netherlands New Zealand Nigeria Norway Oman Pakistan Papua New Guinea Paraguay Peru Philippines Poland Portugal Puerto Rico Qatar  Romania Saudi Arabia Singapore Slovakia Slovenia South Korea Spain Sweden Taiwan Thailand Trinidad and Tobago Tunisia Turkey United Kingdom United States Uruguay US Virgin Islands Vanuatu Zambia

* Accepted countries for EUR prepaid Visa cards and Mastercard's – Accepted 

Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Spain, Sweden

* Accepted countries CAD Visa cards and Mastercard's – Accepted 

Aland, Islands, Albania, Algeria, American Samoa, Andorra, Anguilla, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Bahrain, Belgium, Belize, Benin, Bermuda, Bhutan, Bonaire, Sint Eustatius and Saba, Brazil, British Indian Ocean Territory, British Virgin Islands, Brunei Darussalam, Bulgaria, Burkina Faso, Canada, Cape Verde, Cayman Islands, Chile, China, Christmas Island Cocos (Keeling) Islands, Colombia, Costa Rica, Cote d'Ivoire, Crimea, Croatia, Curacao, Republic of Cyprus, Czech Republic, Denmark ,Dominica, Egypt, Estonia, Falkland Islands (Malvinas),Faroe islands, Fiji, Finland, France,  French Guiana, French Polynesia, Georgia, Germany, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guam, Guernsey ,Guinea, Guyana, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Isle Of Man, Israel, Italy, Japan, Jersey, Jordan, Kiribati, Kosovo, Kuwait, Latvia, Lesotho, Liechtenstein, Lithuania, Luxembourg, Macao, Macedonia (the former Yugoslav Republic of), Malaysia, Malta, Marshall Islands, Martinique, Mayotte, Micronesia, Monaco, Mongolia, Montenegro, Montserrat, Morocco, Namibia, Nauru, Netherlands, New Caledonia, New Zealand, Niue, Norfolk Island, North Mariana Islands, Norway, Oman, Palestinian Territories, Peru, Philippines, Pitcairn, Poland, Portugal, Puerto Rico, Qatar, Réunion, Romania, Rwanda, Saint Kitts and Nevis , Saint Pierre and Miquelon, Samoa, San Marino, Sao Tome &Prin., Saudi Arabia, Senegal, Serbia, Seychelles, Singapore, Slovakia, Slovenia, Solomon Islands, South Africa,  South Georgia and South Sandwich Island, South Korea ,Spain, Sri Lanka, St Barthelemy, St Helena, Ascension, Tristan da Cunha, St Kitts & Nevis, St Luci ,St Martin/Sint Maarten, St Vincent & Gren, Suriname, Svalbard and Mayen, Swaziland (Eswatini), Sweden, Switzerland, Taiwan, Tanzania, Thailand, Timor-Leste, Tokelau, Trinidad and Tobago, Turks & Caicos, Tuvalu, UN Interim Admin Mission in Kosovo (UNMIK), United Arab Emirates, United Kingdom, United States, Uruguay, US Virgin Islands, Vanuatu,  Vatican City State (Holy See), Vietnam, Wallis and Futuna,  Zambia